If you give the boss all the decision-making power, they see the world through their eyes. The big innovations are generally such a shift that they won't see it. For a long time, it looked like it was just inevitable that you would get slow and bureaucratic.

Fifty years ago wealth was stored and transmitted physically through gold bars, stock certificates, bank notes, and coins.

So I think instead of focusing on the competition, focus on the customer.

Well, today people have to be self-reliant if they want a secure retirement income.

When I think about privacy on social media sites, there's kind of the usual suspect problems, which doesn't make them any less important or severe; it's just we kind of know their shape, and we kind of know how we're going to solve them.

The Internet is neither good nor bad. It's neutral - it becomes for each of us exactly what we bring to it.

I like having a paperback original. And until literature catches up with the culture - the violence, language, syntax, compression, concision, complexity and diversity that the Internet offers - books still make sense.

Today, the forces of competition, technology, and globalization have converged to spur innovation and to transform the way business is done in the securities industry.