Scott Cook

If you give the boss all the decision-making power, they see the world through their eyes. The big innovations are generally such a shift that they won't see it. For a long time, it looked like it was just inevitable that you would get slow and bureaucratic.

Fifty years ago wealth was stored and transmitted physically through gold bars, stock certificates, bank notes, and coins.

So I think instead of focusing on the competition, focus on the customer.

Well, today people have to be self-reliant if they want a secure retirement income.

A whole generation of Americans will retire in poverty instead of prosperity, because they simply are not preparing for retirement now.

The current institutionally provided retirement plans will not cover people's needs upon retirement.

Thirty to 40 years ago, most financial decisions were fairly simple.

Our first product was Quicken, which is personal financial management on a PC. It had a tough start, and we ran some tracking surveys to understand who was using it. Half the users claimed to use it in some sort of office environment. We ignored that. I thought it was meaningless.

The changing nature of money is only one facet of the financial services revolution.

Mutual funds were created to make investing easy, so consumers wouldn't have to be burdened with picking individual stocks.

Even the once simple home mortgage now has so many flavors and styles and variations that it is difficult for people to make a decision.

When you love someone deeply, you give strength, and when you are loved deeply, you gain courage.