Chanda Kochhar

We have always said that over the medium and long term, we will disinvest some part of our holding in our major subsidiary companies, and life insurance is our largest subsidiary company. ”

Business models that are relevant today are not relevant tomorrow and were not in existence yesterday. ”

I was only a young girl of 13 when my father passed away from a sudden heart attack, leaving us unprepared to take on life without him. We had been protected from life's challenges so far. But without warning, all that changed overnight. ”

Life comprises of both: opportunities as well as challenges. ”

Adaptability is a great asset to have because life is so unpredictable, and things can change overnight for any of us. ”

I always believe that, as you start out, while you should have a big dream - a big goal - but it's also important to move step by step. So, you know, frankly, if you ask me, when I started as a management trainee in 1984, I don't know that I really thought that I would become the CEO. ”

If there is a course that is quant-oriented, you need to focus on that, but if it is a course that is more general management-oriented, do you not need entrance examinations which are more all round? ”

Successful strategic vision lay in the fact that we visualized the retail business to be much bigger, ahead of what others thought it to be. ”

We have a vision of a strong and prosperous India and an equally strong belief that this vision is achievable. ”

As far as discom reforms are concerned, they have to be a combination of two parts. One is the existing balance sheet and, therefore, taking care of that. The second important is the reduction in losses going forward. ”