Chanda Kochhar

We are monitoring the global companies on a daily basis, and their rating continues to be investment grade. We will take immediate action if anything goes wrong. ”

Don't cut corners or compromise to achieve your dreams. ”

Practise and practise to make your dreams turn into reality. ”

I have always been saying that while - the legislative reforms are good, but there are so many low-hanging fruits that we have look for by taking executive decisions. I think the government is actually moving in the right direction. ”

An entrepreneur, whether man or woman, has to be willing to take help, whether financial or technical, to grow his or her business. ”

There are lots of India-related business which is nourished overseas. I mean India-related business that is done off-shore. There are lot of funds that are invested in India and run by Indians but are being operated from outside, mainly because of the taxation laws. ”

Our approach on lending has always been that we will lend to India-linked assets, because that's the risk that we understand, and that is the business that has been doing very well. ”

Business has to be done with both head and heart. ”

Every entrepreneur, whether man or woman, should start with a robust business structure. ”

Any of our businesses will not exist in the form that is today, will not exist in the same form one year later, two years later... We have to worry about the disruptions in the business models and the practices. ”