Chanda Kochhar

It is important always to make full use of opportunities that come your way, and at the same time, it is important to not just cope with the challenges but try and convert each challenge into an opportunity. ”

A demography that is digitising rapidly, and the potential to invest in infrastructure, are the key strengths of India. ”

All my challenges have become opportunities. ”

You have to handle the challenges and emerge stronger from them, rather than allow them to bog you down. ”

Whenever there is a challenge, the key is not to get consumed by the challenge but actually to learn from it. ”

The biggest challenge for me, for all of us, was that the consumer-credit market was very, very new for India and for ICICI. I was trying to create something that was not just new for me but absolutely unknown to the organization and the country as a whole. ”

We will leverage technology to collaborate with the government in its e-governance initiatives. ”

The scope of activities for payments banks mainly includes acceptance of demand deposits, issuance of ATM/debit cards, payment and remittance services, and distribution of third-party products. ”

Nobody likes high interest rates. ”

Power projects are differently placed to road projects. There's difference stress across different companies across different groups based on their leverage levels. ”