Some in the bitcoin community have always taken an anti-government, anti-fiat, anti-bank approach to their philosophy. Ripple takes the orthogonal side of each of those.

Blockchain is like the new big data or AI - too many people are using it as a buzzword and not focused solving a real problem. We like to call them Blockchain tourists!

When you look around Silicon Valley at new companies, there are very few ideas that are going to make a dent in the universe.

I think any great culture is born out of transparent, authentic communication. You almost can't overcommunicate. You can try, and you might think, 'Oh, do I really have to say this again?' And the answer is yes.

I love the romance of the '40s. It was the perfect time to live. Technology wasn't so advanced that it made life more difficult, but it was just enough that you can send a phone call or a telegram. And people still took pride in how they looked. The men got dressed up and the women got dressed up and they took care of themselves.

I have not proved that the universe is, in fact, a digital computer and that it's capable of performing universal computation, but it's plausible that it is.

I must be the last person online to have been struck with this realization, but it's amazing how the Internet has empowered hundreds of ordinary people, turning them into little Diane Sawyers and Anderson Coopers as they snap and blog away.

Before the Internet became so powerful, I toured extensively. With the rise of the Internet, touring apparently has become less important.