Some in the bitcoin community have always taken an anti-government, anti-fiat, anti-bank approach to their philosophy. Ripple takes the orthogonal side of each of those.

When you look around Silicon Valley at new companies, there are very few ideas that are going to make a dent in the universe.

I think any great culture is born out of transparent, authentic communication. You almost can't overcommunicate. You can try, and you might think, 'Oh, do I really have to say this again?' And the answer is yes.

I don't think central banks are going to give up fiat currency anytime in my lifetime.

The number of small businesses in the United States totals about 25 million. Because most of these have a local trading territory, relatively few advertise online. Online advertising reaches the masses of the Internet world, whether they are local or not.

Technology improves our lives in so many ways - from our toasters, ovens, and refrigerators at home to our computers, fax machines, and BlackBerrys at work. Technology makes once-burdensome tasks easy and fun.

I get daily mentions in blogs, I get mentions in Twitter and in different social media... I know that gets books sold.

Technology is teaching us to be human again.