Some in the bitcoin community have always taken an anti-government, anti-fiat, anti-bank approach to their philosophy. Ripple takes the orthogonal side of each of those.

Blockchain is like the new big data or AI - too many people are using it as a buzzword and not focused solving a real problem. We like to call them Blockchain tourists!

When you look around Silicon Valley at new companies, there are very few ideas that are going to make a dent in the universe.

I think any great culture is born out of transparent, authentic communication. You almost can't overcommunicate. You can try, and you might think, 'Oh, do I really have to say this again?' And the answer is yes.

The world's information is digital. The web, the news, all of that is digital. And now... we have ten million books scanned. That was the last bastion of what was offline; it's now online and accessible.

I focus on consumer Internet. Sometimes it's a working prototype; sometimes it's an idea on a napkin. I don't do a ton of deals a year, and I really like working with startups - it's the only way I can invest. It fits my ADD brain.

Authoritarian systems evolve. Authoritarianism in the Internet Age is not your old Cold War authoritarianism.

It has been wild, you know? I started out just putting a song that I made out on the Internet without being sure if anyone was going to like it, and it took me on tour around the world with Justin Bieber. It's been amazing!