The middle class has disappeared. We have a highway to poverty and no roads coming out.

A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out.

You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.

Remember: If the IRS suspects you haven't reported income, it can challenge returns from the past six years. So if you are self-employed or have multiple income sources, hold on to six years of files to be absolutely safe.

The ownership of computers in the home is far less than the statistics show, because usually when the computer breaks down once, that is the end of it for a long, long time. They do not have the money or incentive to get the computer repaired.

Women with money and women in power are two uncomfortable ideas in our society.

At one stage, I didn't have any money, so I slept on the streets for a few nights. It wasn't uncommon in the 1950s, and it wasn't uncommon to be out of money. There wasn't anywhere to go to get money.

The last thing businessmen want to do is sit in a room filled with other businessmen. A room full of money is a pretty boring sight - unless it's yours, of course.