The middle class has disappeared. We have a highway to poverty and no roads coming out.

A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out.

You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.

Remember: If the IRS suspects you haven't reported income, it can challenge returns from the past six years. So if you are self-employed or have multiple income sources, hold on to six years of files to be absolutely safe.

Joy can only be real if people look upon their life as a service and have a definite object in life outside themselves and their personal happiness.

I have always wanted my routine to spark joy for all people.

Happiness and moral duty are inseparably connected.

Think of things that can be created, not destroyed, and that bring beauty and joy.