Big Data is neither color-blind nor gender-blind. We can see how it is used in marketing to segment people.

Only by developing a deeper understanding of AI systems as they act in the world can we ensure that this new infrastructure never turns toxic.

Like all technologies before it, artificial intelligence will reflect the values of its creators. So inclusivity matters - from who designs it to who sits on the company boards and which ethical perspectives are included.

The promoters of big data would like us to believe that behind the lines of code and vast databases lie objective and universal insights into patterns of human behavior, be it consumer spending, criminal or terrorist acts, healthy habits, or employee productivity. But many big-data evangelists avoid taking a hard look at the weaknesses.

We need to have the social investments by which to quote unquote distribute some of that wealth.

Everyone has a salary. Everyone has hopes and dreams for where they can invest their money. Everyone wants to do the best they can with it, and they don't want to be subjected to any sort of predatory lending.

If that's there, I believe that technology will probably step up to their part of it.

My appeal to the rich is, Deal liberally with your poor brethren, and use your means to advance the cause of God. The worthy poor, who are made poor by misfortune and sickness, deserve your especial care and help.