Ana Patricia Botin

I'm very happy in the U.K.; I love it here. Even the weather - I'm from a place where it rains almost as much.

I would love it if you became a Santander customer.

I am confident that our experience, our scale, our intimate knowledge of the needs of our customers put us on the front line of economic and social progress.

Bright graduates will either set up their own companies or come and work for us or a consulting firm or government. But going to work for a small company if you are really good? No way.

It is going to sound cliched, but my husband has been incredibly helpful.

The thing that really sticks - and when you talk to entrepreneurs, they say the same - is just thinking about the next day, the next week.

I get the sense that the British do not like to look at things on the bright side of life. Maybe it has something to do with the weather.

It's true that I'm always happy to walk away.

We can help companies committed to addressing global challenges such as climate change.

We can help families buy their homes and invest in their educations.

I think cash will be around for a long time.

When times are tough, we tend to outperform as margins increase.