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If you're comfortable with what you have and who you are, you'll automatically be more comfortable talking about your finances. ”
Put all of your savings on autopilot, and you won't likely notice the missing cash. ”
Joining finances can be tricky. Money has long topped the list of topics couples fight about. ”
Most credit cards provide some sort of protection against a defective purchase, and with gold or platinum cards, you'll often get double the manufacturer's warranty. You're also not immediately out your own money if something goes wrong. ”
If you're not clipping coupons before going to the grocery store, you're overspending. If you're ordering in or going out to dinner because you don't feel like cooking, you're overspending. If you're not tracking where your money is going, you're very likely overspending. ”
Generally, there are three rules when it comes to borrowing money: You need to have good credit, proof of income and cash for a down payment. Most people have the first two, but it's the third that trips them up. And nowhere does that come into play more than the mortgage market. ”
You could lose hundreds or thousands one day on paper and gain it all back the next, and it has literally no effect on your immediate future, provided the money you have in the market is money you're investing for the long haul (meaning at least three to five years). ”
It's not exactly a big surprise that women mature earlier than men do. As a result, they tend to display better judgment, particularly when it comes to money. ”
By definition, saving - for anything - requires us to not get things now so that we can get bigger ones later. That's hard. Our brains are hard wired to prefer the here and now. ”
Many of us, if pressed, would admit that we'd prefer a cash gift to another pair of pajamas or bestselling novel. But giving the green can make even the best of us uncomfortable - the etiquette is confusing, and those who relish picking out the perfect something can miss some of the fun. ”