Government leaders should get up to speed on the blockchain by understanding it first and committing to exploring its potential.

If you haven't used Bitcoin first-hand, you may not get the inherent advantage of a quicker appreciation and understanding of its potential. Seeing assets move swiftly without intermediaries is an eye opening experience, and that is just a starting point.

If you have your own currency, you have your own governance, so each currency becomes their own mini-government. Mini-government is a big word, but it's a body that is governed in a decentralized manner where users have a say, where there's oversight and transparency.

Public blockchains are almost like the public Internet, which is open and widely accessible. If you can get on the Internet, you will likely be able to get on a public blockchain via a specific application.

Despite the evidence that we already have too many students in higher education, the hot new idea among the political class is to double down by pushing for 'free college tuition.' The problem with the 'free college' idea is, however, not merely financial. It also reinforces the myth that college is appropriate or even possible for all students.

The original idea before Mint was a life and goal planning system I called Carpe Viva. The idea was that all of life's goals, from buying a house, getting an MBA, or learning Spanish could be quantified in both time and money.

The government is also looking at further benefits including enhanced capital allowances; the use of Tax Incremental Finance; and extra help from UK Trade and Investment on inward investment and trade opportunities.

The blockchain is the financial challenge of our time. It is going to change the way that our financial world operates.