My personal philosophy is that people should be extremely selfish for the first half of their life and extremely unselfish for the second half because then they can do the most good.

Humans have 3 percent human error, and a lot of companies can't afford to be wrong 3 percent of the time anymore, so we close that 3 percent gap with some of the technologies. The AI we've developed doesn't make mistakes.

When I was 13, I thought I was pretty hot stuff because I knew BASIC programming, self-taught on the family's Commodore 64. One of my crowning accomplishments was writing a silly little program that showed a crudely-drawn Space Shuttle lifting off in a cloud of pixelated smoke.

It's common in rural Ireland to pick up a nickname that relates to an animal, bird, or a spider. Mine became 'scorpion' because I fought back, and scorpions are docile creatures until pushed too far.

My little self-analysis is that consumer technology is the closest thing we have to magic. You push a button and something happens at your command. The things that get me fired up the most have always been the things that seem the most magical.

A big reason why I started writing is I felt that fiction had stopped evolving. All other entertainments were getting better, constantly, as technology allowed. Movies. Video games. Music.

A bank-issued digital asset can only really efficiently settle between the banks who issued it. I strongly believe banks need an independent digital asset to enable truly efficient settlement, and we believe XRP is best positioned for that role.

When we were kids, my favorite thing was coming to upstate New York where my family is from and hanging out with my grandparents' friends pre-Internet and them asking if we had stores or 'Do you have TV in Alaska?'