Bitcoin and the whole discussion around it shows how big a need there is for innovation about what money is and how it is stored.

We built TransferWise focused on customer innovation. That means we build our product based first and foremost on our customers.

Historically, people have flocked to Silicon Valley because of the belief that that's where the latest innovation is happening. It's a snowball effect.

People need the financial sector to be safe; people also need the financial sector to go through a massive phase of innovation. That means delivering on the positive rhetoric, like around settlement accounts, not allowing Open Banking to be diluted, and leading the way on AML.

I always thought we had an environmental problem, but I hadn't realized how urgent it was. James Lovelock writes that by the end of this century there will be one billion people left.

The world can't have a global solution to climate change with U.S. action alone; and the world can't have a global solution without U.S. action.

Climate change is transforming the world in profound ways that continue to evolve.

The climate has been changing since there was a climate.