Artificial intelligence cannot solve the problem of not knowing what the hell you're doing and not really caring one way or the other. It's not a solution for shortsightedness and lack of transparency.

Artificial intelligence is just a new tool, one that can be used for good and for bad purposes and one that comes with new dangers and downsides as well. We know already that although machine learning has huge potential, data sets with ingrained biases will produce biased results - garbage in, garbage out.

Wherever information gathers and flows, two predators follow closely behind it: censorship and surveillance. The case of digital money is no exception. Where money becomes a series of signals, it can be censored; where money becomes information, it will inform on you.

In a cashless society, the cash has been converted into numbers, into signals, into electronic currents. In short: Information replaces cash.