Our managers need to have a strong integration of managerial skills and technical understanding. One cannot substitute for the other.

To have strongly integrated managers who have a deep understanding of technology is a rare and difficult combination to build. You have to invest a lot in selecting and training these people.

You have got the right strategy, the right geography; you have got the right customers. You need to prioritise them better; we need to grow them better, mind them better. We need to give more value to them, and we need to execute a lot of areas in the organisation where we are not executing.

You need a commitment which is long term and a commitment to leadership, because that's the only way you build excellence.

It's the invincible arrogance of Europe's elites that gets me. These are people who have seen the euro collapse. These are people who are presiding over a migration crisis on their borders, and yet do they ever acknowledge that they need to change? No. They say they need more integration, more of our money, more control over this country.

I am paid a good amount of money to not blink for 12 hours. It's fun, but I don't take it very seriously.

I think anybody who is interested in keeping their money safe from the criminal banking system would want gold, silver, and Bitcoin.

In surveys, many borrowers say reverse mortgages have improved their lives and provided money they needed for retirement.