We've all heard stories of lottery winners, rock stars, heirs and heiresses, and professional athletes becoming millionaire morons who wake up rich but are broke by nightfall.

As a bull market turns into a bear market, the new pros turn into optimists, hoping and praying the bear market will become a bull and save them. But as the market remains bearish, the optimists become pessimists, quit the profession, and return to their day jobs. This is when the real professional investors re-enter the market.

The rich continue to get rich the same way they always have - by understanding how money works and making their money work for them.

I want parents to teach that academic intelligence is essential, but so is financial intelligence.

The lads I played football with on the street when I was a kid in Cardiff were as good as me, and in many ways, my career is due to them.

I think you want to try every sport possible just to experience life.

I always tried to be an all-around player. In college, I felt like I needed to add to my game to get to another level, to get to the NBA. The NBA has really turned to positionless basketball, so it was very important to me to have an all-around game so I could stand out in front of other guys.

You don't simply tell someone to get out there and win the tennis match. You say 'move your feet' or 'watch the fuzz on the ball' to really get into the Zen of it. You pull all that together, and then you just might hold up the Wimbledon Plate... It's not about winning first place but bringing every element of effort to whatever you do.