We've all heard stories of lottery winners, rock stars, heirs and heiresses, and professional athletes becoming millionaire morons who wake up rich but are broke by nightfall.

As a bull market turns into a bear market, the new pros turn into optimists, hoping and praying the bear market will become a bull and save them. But as the market remains bearish, the optimists become pessimists, quit the profession, and return to their day jobs. This is when the real professional investors re-enter the market.

The rich continue to get rich the same way they always have - by understanding how money works and making their money work for them.

I want parents to teach that academic intelligence is essential, but so is financial intelligence.

My advice to the tea party freshmen: Slow the galloping horses to a trot. Big government was built over decades; it can't be dismantled in a year, especially when Democrats control the White House.

I am a pro-democracy activist asking for free elections in Hong Kong.

It was not my wish to come into politics. I was not a public person; I preferred to spend my birthdays with family and friends. But the 2008 elections were fraudulent, so I decided to finance the opposition to make them stronger.

It's been vindicating to see the reaction from lawmakers, judges, public bodies around the world, civil liberties activists who have said it's true that we have a right to at least know the broad outlines of what our government's doing in our name and what it's doing against us.