We've all heard stories of lottery winners, rock stars, heirs and heiresses, and professional athletes becoming millionaire morons who wake up rich but are broke by nightfall.

As a bull market turns into a bear market, the new pros turn into optimists, hoping and praying the bear market will become a bull and save them. But as the market remains bearish, the optimists become pessimists, quit the profession, and return to their day jobs. This is when the real professional investors re-enter the market.

The rich continue to get rich the same way they always have - by understanding how money works and making their money work for them.

I want parents to teach that academic intelligence is essential, but so is financial intelligence.

There's been an unquestionable decline in American culture. The education system is thin on the ground. People don't read as deeply and at length as they used to. And the media has been scattered into so many cable channels.

Marlon was so sensitive, you thought the poor guy just had a bad education.

Water and sanitation has not had the same kind of champion that global health, and even education, have had.

My senior year at College Park, University of Maryland, I took an elective class in crime fiction taught by Charles C. Mish. He turned me on in a big way to reading and books. I was lucky to have a teacher who changed the course of my life.