I've always wanted to write, but coming from a small-town background - I was born and brought up in Ludhiana - you think you're not the kind of literary person who will write books that will sell. There was always a kind of defensiveness in me.

My understanding is that a book becomes a best seller only when it is pirated, sold on footpaths and at traffic lights.

I look at every book as a new learning opportunity.

While a lot of management development books try to teach you a lesson or give you a scenario of what corporate culture and work practices are about, they're theoretical and written in a sermonizing way. Most people don't get past the first chapter, and they just look nice on the bookshelf.

The rich do not want people who come from poor families to rise to the highest position in the country.

The very first step to building wealth is to spend less than you make.

I had seen the financial crisis unfold, and I had seen the credit derivatives market get operationally ahead of itself, which resulted in systemic risk counterparty exposures. I began to believe that distributed ledgers had the capability to tackle that problem.

Let me tell you, one of the most proud aspects of my career was buying Indymac during the financial crisis.