Significant officials at publicly traded companies are casually and cavalierly engaged in insider trading. Because insider trading has as one of its elements communication, it doesn't take rocket science to realize it's nice to have the communication on tape.

We have witnessed the most educated, successful, and monied professionals in the country put their companies - not to mention their own liberty - at risk by engaging in flagrant and foolhardy illegal conduct.

In some respects, inside information is a form of financial steroid. It is unfair: it is offensive; it is unlawful; and it puts a black mark on the entire enterprise.

Insider trading tells everybody at precisely the wrong time that everything is rigged, and only people who have a billion dollars and have access to and are best friends with people who are on boards of directors of major companies - they're the only ones who can make a true buck.

I do not believe it is all about the leader. I think it's about the team, too. So we have one mission; we have one team; we are working to victory.

Leaders play a unique role in periods of crisis and chaos. Because if you don't, you're not going to harness the power of all the people behind you.

People will give you the responsibility, even the authority, to go after the big things, the visionary things, the reaching for incredible opportunities, if they trust that you're running a city well. And if you don't run a city well, conversely, you can't do the big things.

Many institutions of higher learning will grant an 18- to 30-month deferral to prospective missionaries. This will enable you elders and sisters to serve without worrying about where you will begin your advanced education. We are very grateful to leaders of educational institutions who are making such planning possible!