The erroneous economic belief in scarcity leads directly to the mistaken theological belief that God does not want us to be rich. After all, in a world of scarce physical resources, a person could achieve personal wealth only by taking wealth from another - something that a truly benevolent, loving God would never allow.

Unlike every other retirement vehicle, such as IRAs and 401(k)s, you receive a tax deduction for making contributions to your HSA but don't have to pay income taxes on withdrawals.

Hold on to your dream. Don't let past failures or dire economic forecasts make you a pessimist. Keep your youthful dreams alive and create your own opportunities.

I realized that, when you're 18, your world is wide open. But as each year passes, one more nail goes into the coffin, killing you dreams and aspirations. And by the time you reach 25, you've been beaten down and become a realist. And my advice is you can't let these things get you down.

When I was born, my family was so poor that there was no money to buy food. So the church bought groceries for us - there wasn't any kind of privilege.

My dad wouldn't buy me tight pants. I had to get my own money to buy them.

It was a wonderful experience to play in the NFL, and I have no regrets. I truly will miss playing for the Lions. I consider the Lions' players, coaches, staff, management and fans my family. I leave on good terms with everyone in the organization.

When there is time to think about cricket, I think but when there is time to be with family, I try to do justice to that aspect of my life as well.