We call it the zigzag theory. You want to find something that zigs and something that zags and blend them together to get a better combined performance.

One of the things that launched the strength in biotech is when the pharmaceutical industry itself got a little slow.

If you go back to 2001, the market had two violent short covering rallies then, although I know the market didn't officially get going until March 2003.

As a rule, bond funds will not double your money overnight.

I've built employee perks programs before and it's impossible to manually build a program that makes everyone happy. I'd make a deal with one gym then hear about another gym an employee would prefer. As a small business owner, I didn't have the time or leverage to negotiate and manage dozens of vendor relationships.

I consider myself very lucky indeed to have had the career I have. I listen to the radio now and you can't tell artists apart.

My best investment, as cliched as this sounds, is the money I've spent developing myself, via books, workshops and coaching. Leadership begins within, and to have a better career, start by building a better you.

It's my life, my career. I'm making all the decisions now.