I wanted to be a tough kid, so I thought, 'I'm going to move to New York, and I'm going to be a thug when I come out of there.'

The Master' with Joaquin Phoenix puts up a good fight, but my favorite movie of all time is 'The Wizard of Oz.' I just love it. I watched it over and over again as a child, and I think it has all the elements of wonder, and it's a beautiful story.

One of my biggest influences of all time would probably be one of my soccer coaches, Coach Darlington, from high school. He was always trying to get me to push myself really hard. No excuses. I always hated him, but it paid off. I think that's what life is all about... when you push through the hard stuff and it pays off.

I have two older brothers, and they were a huge part of life; we were very close. We used to run around and get into trouble. That's what I came from - that exploring nature.

We believe that rural India is going to be the next driver of growth. You cannot make money overnight there, as you have to set up infrastructure there; the value of transactions is lower - you need a few years before you can really make all those businesses profitable.

Frankly, I do like the idea that we centralize consumer protection for financial products into one agency.

At Samasource, a company I founded in 2008, we train people living in poverty from Kenya to California to develop and market 21st century digital skills to adapt to new economic realities.

One capability every business is expected to have is the capability to make money. It requires a certain kind of discipline, a certain kind of mindset.