No Child Left Behind's fourth-grade gains aren't learning gains, they're testing gains. That's why they don't last. The law is a distraction from things that really count.

President Obama's first term in office has been better for intentions than for actual changes in planning and policy. I do believe, and he has several things to this effect, that he would like to provide universal preschool or at least far more preschool for our children.

The fact that a crime might have been committed with impunity in the past may make it seem more familiar and less gruesome, but surely does not give it any greater legitimacy.

What I tell these young people is, the world is not as dangerous as the older generation would like you to believe. Anyone I know who has ever taken a risk and lost a job has ended up getting a better one two years later.

I think when you have so many people working for American-based think tanks and American-based defense companies, there is always going to be a bent towards proposing American-led solutions for foreign problems. People get paid big money in Washington to come up with ways that America can fix problems overseas, and they are not always right.

Fairness has not been enhanced by the tax code, but lobbyists have been made rich, politicians have been re-elected, and the economy has been made to suffer.

The growth of FinTech has been driven by adoption across age groups, but the demand from the millennial generation to innovate and think about financial services differently has been a catalyst for change.

Look, you're here to see me, and I can't go on until my dealer is here, and he's waiting to be paid, so give me some money so I can fix up, and then you'll get your show.