I found that, academically, it really didn't matter whether I had received a certain grade in a class; it didn't matter too much what schools I wanted to attend... What matters is one's drive, one's intelligence.

I was honored to start a small business and to borrow an enormous amount of money and to build piece upon piece, place upon place, building upon building and product upon product, throughout the United States and eventually Europe and facilities around the world.

I think corporations and people are very different. People make corporations whatever it is that they're going to be.

All I'm saying is that, you know, whether we're worth a billion, whether we're worth a million, whether we're worth $1,000, it's what's in your heart. You know, $100 a month from somebody or $50 a year for people who may be in a less economic bracket, that's as important to the Lord.

Think about all of the non-entrepreneurial advice and resources you need when building a company. You need lawyers, accountants, financial experts.

The Ripple network is a protocol. It's like HTTP for money. Users, merchants, anyone can use it for free without a license.

The day, water, sun, moon, night - I do not have to purchase these things with money.

As a kid, I saw that Dad lost a lot of money in casinos, and I didn't understand that. I thought this must be a great business. At the same time, I saw when I was with him - and I was with him a lot of the time - that this was a really cool business, and it was fun and glamorous.