As a teenager growing up in the suburbs of Washington, I ritually watched the Sunday-morning political talk shows with my family. We parsed and argued and jeered at the screen as national figures delivered careful, poll-tested talking points.

Right after college, after growing up in the United States, I moved to India, broadly telling the story of how an old and stagnant country was suddenly waking up. And I came home, back to America, in 2009 after telling that story and writing a book about that.

For our family, learning was everything. Homework came first; books, being sacred, were never to be left on the floor.

To have come of age during and after the global financial crisis of 2008 is to belong to a generation often unable to do what an American could once expect, and to do what was once expected: Get a job, pay off student loans, and find a place of your own.

There's a powerful tendency to overcomplicate the whole notion of leadership.

My research interests since then have shifted strongly towards the economic and regulatory problems of the financial services industry, and especially of the securities and options exchanges.

People used to ask me for advice, and I'd say, 'Please, don't ask me!' Yes, I did economics at Oxford, but that's not the same as having a broad knowledge of personal finance.

As kids we didn't complain about being poor; we talked about how rich we were going to be and made moves to get the lifestyle we aspired to by any means we could. And as soon as we had a little money, we were eager to show it.