When something you use again and again is on sale, take advantage. This strategy doesn't apply to perishable items, and you don't want to buy so much more than you need just to get a deal, but if you know you're going to use a product eventually, it pays to take advantage of the cheaper price.

Knowing where you stand in your quest to accumulate enough money for retirement is an incredibly important part of the planning process.

Anything past 90 days constitutes 'severe,' but all late payments stay on your report for seven years if reported.

If you haven't gotten a raise in the past couple years for a job well done, it might be time to ask for one.

More than two decades after the birth of Louise Brown, and all the hysteria that surrounded her 'test tube' conception, we should know that institutions, not technologies, create dystopias. Artificially conceived children are everywhere, beloved by their parents, and they haven't radically altered our world.

My family couldn't be more supportive. They're worried and they're always in my business, and my mother does send me grad-school applications every now and again.

I was born on 7 September 1917 at Sydney in Australia. My father was English-born and a graduate of Oxford; my mother, born Hilda Eipper, was descended from a German minister of religion who settled in New South Wales in 1832. I was the second of four children.

I've devoted a lot of my time and effort during the past few years to developing my advertising copywriting business to the point of where I can support my family and don't have to depend on writing fiction for my income.