We are so isolated in our own little worlds, in our own little geographies, that it's pretty hard to understand where someone else is coming from. And so I think that we have to really think about what that means as a country and, frankly, whether this segregation that we have is durable over the long run.

As a culture, working-class white Americans like myself had no heroes. We loved the military but had no George S. Patton figure in the modern army. I doubt my neighbours could even name a high-ranking military officer.

People in my hometown voted for President Reagan - for many, like my grandpa, he was their first Republican - because he promised that tax cuts would bring higher wages and new jobs. It seemed he was right, so we voted for the next Republican promising tax cuts and job creation, George W. Bush. He wasn't right.

We spend to pretend that we're upper class. And when the dust clears - when bankruptcy hits or a family member bails us out of our stupidity - there's nothing left over. Nothing for the kids' college tuition, no investment to grow our wealth, no rainy-day fund if someone loses her job.

I would drastically revise much of the Dodd-Frank financial-reform legislation, which I call the 'Bureaucrat Full Employment Act.'

Sooner or later, we sell out for money.

I make a lot of money and I'm worth every cent.

We had a very normal, sort of ghetto, urban upbringing. My father was a bus driver and my mother was a seamstress and a substitute schoolteacher, off and on. So, that all adds up to no money.