There is one major problem with anti-virus software: It needs updating. Users cannot be relied upon to have even the anti-virus software in the first place, let alone be able or willing to pay for the updates.

As a kid in New Zealand, you play cricket in summer and rugby in winter. I played cricket and hockey. Not rugby. I wasn't brawny enough for it. Or silly enough, perhaps.

Personally, I've never done things just for money.

I met my wife in Bombay at an official function. And then we courted for three years. That's a great old term, 'courting.' And we had to do it quietly, of course, because you would know the difficulties one might have with Indian parents. She was advised by her father that people in the West don't take marriage seriously.

Ultimately, so many things come down to money, but particularly when it comes to superheroes - people really thought that only men loved action movies and only men would go see a superhero movie.

To become a doctor, you spend so much time in the tunnels of preparation - head down, trying not to screw up, trying to make it from one day to the next - that it is a shock to find yourself at the other end, with someone shaking your hand and asking how much money you want to make.

It's nice for a woman to go out and have her own money and her own ability to do what she wants.

Smart financial planning - such as budgeting, saving for emergencies, and preparing for retirement - can help households enjoy better lives while weathering financial shocks. Financial education can play a key role in getting to these outcomes.