People who knew Dad used to say at times I was brought up as the son Dad never had.

It really helps me if I think back to what our first families up here went through because, my goodness, they really had very tough times.

If a special economic zone worked as I do believe it would in the North, then hopefully we could extend it further south. It could certainly have benefits for an even wider area of Australia.

We were pretty cash-strapped for all those years when I took over.

Some things never change - there will be another crisis, and its impact will be felt by the financial markets.

We are a people who have learned repeatedly throughout our history that economic distress can help us to appreciate that there are other ways to be rich that are not financial or even material.

Our large size, capital base, robust funding profile, extensive distribution network, diversified portfolio, presence across the financial services sector, and leadership in technology position us very well to leverage the growth opportunities across the economy.

I didn't want people to think I'm just in the movies, where you make money and wait around for 13 hours before you get to do 20 minutes of work.