Dave Ramsey

Your FICO score is an ""I love debt"" score. You're going to pay a bazillion dollars in interest to keep your FICO score up in order to have lower homeowner's and car insurance rates. ”

In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace. ”

Credit is an 'I love debt' score. ”

Life will not make allowance for you, but it will pay you what you earn. ”

Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life. ”

I've got a young man who works for me who says you don't need to discover your dreams - you need to recover them. ”

To be fair, the collection business does have a few good people in it. But it also has those who will lie and make threats. ”

People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan. ”

I think that anyone who wants to start their own business can, but not any type of business. ”

In the neighborhood where I grew up, it was a rough neighborhood - well, not rough, but it certainly wasn't upper class or anything. But I remember hearing things like, 'The little man just can't get ahead.' And if you start to believe that, then you know what? You don't get ahead. ”