Dave Ramsey

Debt collectors like to play on your emotions because they think you'll give in and do something you can't really afford to do. Most of them don't care about you or your situation as long as they get some money. ”

There are several things to be learned about money from Scripture, and the concepts of generosity and giving are in there. ”

You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities. ”

You've got to tell your money what to do or it will leave. ”

You never cash out a 401(k) or IRA to pay off debt, unless it's to avoid a foreclosure or bankruptcy. ”

As much as I want to help people, I had to accept the fact long ago that being stupid with money isn't illegal. ”

I will never be unemployed. ”

When people get scared, they quit giving. ”

We've really got to stop looking to Washington to fix our problems. It obviously doesn't have the ability to do that. People who are successful are not successful because of the president. ”

Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me. ”