Ajay Piramal

There are very few who have the privileges I have, and, therefore, it is essential that we give back to society.

Governance is very important in NBFCs.

I think public sector banks need to have greater private participation of people who have skin in the game.

It is very clear for us; we will do whatever is in the best interest of Shriram shareholders.

Fortunately, in Piramal Enterprises, we are in three broad sectors. One is in the whole financial services sector, the second is in pharmaceuticals, and the third is in healthcare analytics and data.

I am not for buying into financial services firms because I am not sure of the quality.

Investment in Shriram will actually enable us to enter some of the retail segments such as vehicle financing, consumer and gold loans, and other products such as insurance, mutual funds, among others, where we wanted to have a footprint.

Demonetisation was always on the government's radar and was part of the plan from day one when Narendra Modi took over as prime minister, as he was concerned about the black money.

Spirituality permeates all aspects of your life and business is just one part of your life.

There are always highs and lows in life, but if you maintain an even keel, then you can take the right decisions.

Life looked bleak when I became chairman of the group at the age of 29. But I survived, as the Lord must have carried me when I needed Him the most.

In life, there are always intense battles, and yet we must practise the lessons from the Gita.