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The subjects I wanted to write about - the mystery of the human soul, evil - didn't interest newspapers, and news reporting bored me. ”
Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts. ”
If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. You also become eligible to take out a reverse mortgage once you turn 62. ”
Structured settlements are a common way for people who have been injured to receive an insurance payout. The periodic payments provide ongoing income and reduce the risk of blowing a lump sum through poor financial choices. ”
Like your home's closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up. ”
Here's my gift-giving rule: Respect your current financial situation. ”
The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem. ”
Make it a priority to have at least eight months of living costs set aside in a federally insured bank or credit union account. ”
So many financial dreams are thwarted by the failure to act upon good intentions. ”
Every financial worry you want to banish and financial dream you want to achieve comes from taking tiny steps today that put you on a path toward your goals. ”